• Master Contents Page

    • calculators

    • home buying advice & tutorial

    • home selling advice & information

    • mortgage advice & information

    • credit advice & information

    • real estate & mortgage glossary

  • Home buying Advice

    • This section was recently remodeled and is a step by step tutorial from "just thinking" about buying real estate through the point of writing the offer and getting it accepted.  Just click on "next" at the bottom of each page takes a potential homebuyer through the entire process.

  • Selling Advice  

    • at what price should I sell my home?

    • dangers of starting off with a sales price that is too high

    • preparing your house to sell

    • offering incentives when you sell

    • estimating your net proceeds

  • Mortgage Info

    • where does mortgage money come from?

    • different types of lenders

    • advantages of different types of lenders

    • things you need when you apply for a home loan

    • comprehensive closing costs explanation

    • the bi-weekly mortgage - who needs it?

    • no cost mortgages - when do they make sense?

    • COFI ARM explanation

  • Credit Information

    • contact information for credit bureaus

    • cleaning up your credit - how to do it

    • what's a FICO?

    • how FICO scoring affects mortgages - detailed explanation

  • Glossary

    • clearly written for easy understanding

    • clicking on the word takes the visitor to the definition

    • page by page alphabetical list also available 

  • Calculators

    • payment calculator

    • PITI calculator